Rates & Insurance

Clear, straightforward information about insurance participation, private-pay rates, appointment policies, and additional fees so you can plan your care with confidence.

Insurance

Coverage by Provider

Insurance participation varies by provider. Review the plans accepted by Gabrielle and Melissa below, and confirm your individual coverage and benefits directly with your insurance carrier.

Psychiatric Care

Gabrielle Riley, RN, MSN, PMHNP

Accepted Plans
Aetna
AllSavers UHC
Allied Benefit Systems – Aetna
Allied Benefit Systems – Cigna
Christian Brothers Services – Aetna
Cigna
EVHC – Aetna
EVHC – Cigna
Government Employees Health Association
Health Scope – Aetna
Johns Hopkins Health Plans (EHP)
Luminare Health – Aetna
Luminare Health – Cigna
Meritain
NYC Employees PPO Plan
Nippon
Optum
Oscar
Oxford Health Plans
Surest (Formerly Bind)
Trustmark Health Benefits – Cigna
Trustmark Small Business Benefits – Aetna
UHC Student Resources
UMR
United Healthcare Shared Services
UnitedHealthcare
UnitedHealthcare Global
Wellfleet Student Insurance
Therapy

Melissa Rudacille, LMSW

Accepted Plans
Accepted Plan Cigna
Accepted Plan Aetna
Accepted Coverage Most Commercial CareFirst / Blue Cross Blue Shield Products
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Please verify your benefits before scheduling.

Coverage, deductibles, co-pays, and authorization requirements vary by individual plan. Participation with an insurance network does not guarantee coverage for every service.

Private Pay

Private-Pay Rates

Clear pricing for psychiatric appointments and individual psychotherapy services at Bright Waters.

Psychiatric Care

Psychiatric Visit Rates

Assessment and follow-up appointment rates for psychiatric care.

01
$250

Initial Assessment / Evaluation

Initial psychiatric assessment and evaluation.

02
$150

25-Minute Follow-Up

Established-patient follow-up visit.

03
$200

45–60-Minute Follow-Up

Extended established-patient follow-up visit.

Individual Therapy

60-Minute Psychotherapy Session

Individual psychotherapy session with Melissa Rudacille, LMSW.

Session Length 60 Minutes
Private Pay $150

Scheduling Policies

What to know before booking.

  • Credit card information is required to make an appointment and is kept on file for commercially insured and private pay only. Medicaid recipients do not have to have a credit card form on file.

  • A deposit is required to reserve an initial assessment/evaluation.

  • If an initial evaluation is canceled at least 7 days in advance, the deposit is refundable.

  • If an initial evaluation is canceled with less than 7 days' notice, a new $250 deposit is required to reschedule.

  • For insured patients, applicable balances may be applied toward future co-pays.

  • A missed appointment fee for established patients is equal to the full session fee.

Additional Fees

Forms, Records & Documentation

Review fees for forms, records, letters, and other documentation requests.

Forms Request Fees
School Medication Form $15
Simple Form — 1 Page $25
2–3 Pages $35
3–5 Pages $50
6+ Pages $100–$300
Expedited Form Request Additional fee +$50
Letters / Documentation
School / Work Excuse Letter Free
School / Work Excuse Following a Completed Follow-Up Visit Free
Patient Records

Medical Records

$25

A signed request is required. Please allow approximately two weeks for processing.

Out-of-Network Reimbursement

Patients may choose to submit receipts to their insurer for possible reimbursement. Ask the practice about Reimbursify as an optional reimbursement resource.

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All other forms, letter requests, and documentation fees are based on the time and complexity involved.

Take the Next Step

Ready to Begin Your Care?

Connect with Bright Waters to explore personalized psychiatry, therapy, and whole-person support designed around your needs, goals, and well-being.